Holistic planning that treats your company as the wealth-generating engine it is — and separates your future from its risk.
You've spent years reinvesting every dollar back into the company — payroll, growth, the next hire. Your personal balance sheet quietly took a back seat.
The assumption is that the business is the retirement plan. But concentration that builds wealth is the same concentration that puts it at risk.
Business owner planning starts by separating the two — so your future doesn't ride entirely on a single, illiquid asset you can't control the timing of.
Dr. Alan Reese spent fifty years building a dental practice and arrived at seventy with one question — not when to retire, but how. He was ready, and could afford it several times over. The problem was conversion: he was the practice, and the only person who wanted it — a talented younger associate — couldn’t possibly pay for it, carrying six figures of student debt on an early-career income no bank would lend against. The answer was a reframe — you don’t find a buyer who can afford you, you build one — and a graduated earn-in that grows her ownership and income together until the arithmetic finally clears the bank. You don’t retire from a business you are. You transition it.
That’s Alan’s story. Read the case →
One coordinated view of everything you own and owe — personal and business — so decisions on one side account for the other.
How you pay yourself, structured to fund personal wealth and retirement savings without starving the business.
Advanced structures — defined benefit plans, cash balance, profit sharing — that let owners save aggressively and cut taxes.
What happens to the family if something happens to you — buy-sell funding, key-person coverage, succession readiness.
Planning that quietly readies the business for an eventual transition, years before you need it to.
A 14-page diagnostic across the five gaps most business owners don't know they have — including our Wealth Gap Calculator and industry valuation multiples.
We follow up exactly once. No spam, no list-sharing, ever.
Start with a conversation. Thirty minutes, no obligation, no pitch — just an honest look at where you are and where you want to go.
Schedule a ConversationIndependent · Fiduciary · Serving business owners and families nationwide from Chicago, IL