Services · Estate Planning

A transfer plan that actually works when it matters.

We work alongside your estate attorney to align investment strategy, beneficiary designations, titling, and legacy goals — so the plan holds.

You have documents. Do you have a plan?

Most families with means have a will and maybe a trust — drafted once, signed, and filed away. But documents drift out of sync with the life they were meant to protect.

Beneficiary designations contradict the trust. Account titling undoes the estate plan. The investment strategy was never coordinated with the legacy goals at all.

We're not your estate attorney — we're the one making sure their excellent documents are actually backed by how your assets are titled, invested, and designated. The gap between the document and the reality is where plans fail.

From the Practice

David Calhoun retired from federal law enforcement at 52 with more saved than most people have at 65. His question was “are we set up correctly?” — but what he actually said, almost apologizing for bringing it up, was: “I need to make sure they’re okay. After.” His wife is ten years younger. His daughter is seven. Which means his estate plan isn’t a document about his death — it’s the architecture his family lives inside for thirty years without him: which accounts his wife draws first, at what tax cost, with what protections around a child who’ll be a minor for another decade. We built the financial plan and the estate plan as one document. For a family like his, they are one.

That’s David’s story. Read the case →

What's Included

The coordination layer your estate plan needs.

Drafting is the attorney's job. Making it all line up is ours.
01

Beneficiary & titling audit

Catching the contradictions — the ex-spouse still on the IRA, the account that bypasses the trust — before they become a crisis.

02

Investment & estate alignment

Making sure how wealth is invested actually serves how it's meant to transfer.

03

Legacy & generational strategy

Structuring wealth to pass intentionally — with tax efficiency and the values you want it to carry.

04

Trust funding coordination

The step most plans skip: actually moving assets into the structures your attorney created.

05

Charitable & advanced strategies

DAFs, charitable trusts, and gifting strategies coordinated with your tax and investment plan.

2-Minute Tool

Is your estate plan actually ready?

A short readiness assessment covering documents, beneficiaries, titling, and funding — the gaps that quietly undo even well-drafted plans. See your results and have them emailed.

Start the Assessment

No email required — your results appear on screen instantly. You can have the full breakdown emailed after.

Juncture Private Wealth

The gap between the document and the reality is where plans fail.

Assessment2026
From the practice

The Complexity Playbook

Every complex financial situation arrives disguised as a simple question.

Five real cases — a retired couple, a federal executive, a young inheritor, an early retiree, two physicians — each beginning with a simple question and going underneath it, layer by layer. Free to read, in full. No email required.

Read the Playbook
Five questions — and the ones hiding underneath
01“Can we move to Arizona?”
02“When should I retire?”
03“Can I afford college?”
04“Are we set up correctly?”
05“Are we going to be alright?”
Get Started

Let's make sure your plan holds.

Start with a conversation. Thirty minutes, no obligation, no pitch — just an honest look at where you are and where you want to go.

Schedule a Conversation

Independent · Fiduciary · Serving business owners and families nationwide from Chicago, IL